$5.95b flows in providing fuel for altcoin season

Bitcoin’s new ATH and fresh liquidity inflows are setting the stage for a potential altcoin season, with Digitap emerging as a standout story in Q4.

October has begun in spectacular fashion, and Q4 has already seen BTC hit a new ATH and nearly $6 billion flow into crypto products. New capital entering markets is always good, and with the Fed likely to cut rates again this month, investors are feeling the spirit reawaken.

All this capital could fuel an altcoin season, and this is the quarter historically in each cycle when the euphoria stage begins. Digitap (TAP) has raised $600,000 after announcing a partnership with Visa, bringing non-KYC cards to market. Digitap is the world’s first omni-bank, aiming to blur the line between fiat and crypto, and perfectly aligns with the growing trend among investors of backing products that can drive further adoption.

$5.95 billion of fresh liquidity for crypto

Stablecoins have crossed $300 billion in supply, with $45 billion added this quarter, and crypto funds hit new records. Institutions added nearly $6 billion of exposure last week, with BTC collecting $3.55 billion and ETH seeing $1.48 billion in inflows.

Liquidity returning to crypto is a signal that investors want to take risk, and more than any other asset class, liquidity drives crypto. When fund inflows and stablecoin supply rise in tandem, it is the perfect rocket fuel for broader market rallies, such as altcoin season. 

The pivot towards utility 

But this cycle is very different from prior cycles. Institutional adoption and a favorable regulatory environment have dampened memecoin performance in favor of projects that drive real-world adoption and improve current architecture.

The next leg of growth is likely to come from projects that merge blockchain’s improved throughput with traditional banking rails. This helps to explain the success of the Digitap presale, which has raised more than $600,000 since its launch. 

Digitap: The world’s first omni-bank

Digitap positions itself as the world’s first omnibank, aiming to unite fiat and crypto into a single financial ecosystem. The app is available today on iOS, Android, and desktop, and users can deposit, transfer, swap, and spend both fiat and cryptocurrency from a single interface. 

The platform has rolled out a Visa card unlocking crypto spending globally, and privacy-focused users can get a card without completing KYC. Under the hood, Digitap operates as an interoperable financial settlement layer.

It brings together blockchain and traditional legacy systems, unlocking faster and more cost-effective global payments. This multi-rail architecture allows users to settle transactions on classic networks such as Ethereum and Bitcoin and connects directly to fiat rails, including SWIFT, SEPA, ACH, and Faster Payments. 

Digitap’s AI-powered routing engine finds the optimal way to move value. All transactions are executed in real-time, and Digitap maintains compliance in each jurisdiction where it is active.

The result is a system where fiat and crypto operate together, no longer siloed in separate systems, and money moves instantly across borders and systems. 

Macro tailwinds and the TAP token 

The backdrop for risk assets looks great. Central banks are easing, and the M2 money supply continues to increase. Bitcoin hitting a new ATH has renewed optimism, and the rotation into smaller caps seems to be a matter of time.

Digitap will be going to market in an ideal window with strong macro tailwinds while offering investors exposure to the structural trend of traditional banking and blockchain infra merging into a unified layer.

The TAP token is available today for $0.0159 before the price increases 22% in the next round, where it will sell at $0.0194. The presale continues to gain momentum, and the blend of real-world use cases and the large market Digitap targets makes it an exciting project to watch.

Digitap is Live now. To learn more, visit the presale, website and socials.